Home Consultation on the Go

Did you know that as a REALTOR® I can provide instant detailed reports directly to you from a mobile device? Within minutes I can pull information from city, county, MLS, and other records to provide you with a quick snapshot of what your home is worth and the market activity in your area. This is just one of the resources available to you when you contact me for a consultation about your home’s potential in today’s market.

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This is just one way that I will make the process of selling your home as simple for you as possible. Let me spend the time and money on researching, photographing, marketing, and managing the sale of your home, and you relax knowing that I will provide the most current technology in the real estate industry while providing you with speedy information and proven data throughout the transaction.


I look forward to working with you, and this tool means a quick response to your request for a complimentary consultation. Call or text me at 251-463-9101 and let’s get started today!





Why Rent if You Can Buy?

Believe me, I understand renting has a very important purpose and can be the wisest choice in certain scenarios. My first year in Daphne I my family and I lived in a rental property. We were in transition from our relocation and did not yet know where we would want to purchase our home. Although it was the right decision for us at the time, I look at that year as money lost and happiness sacrificed. We rented an 1,800 square foot house that was built in the 70s, had no fenced yard for our two dogs, had no level outside area for our toddler to play, and cost us $1,200 per month. A couple months ago we purchased a brand new 2,200 square foot home that has a fenced back yard, a large lot that is level and has plenty of room for our little one to run and play, and only costs us $1,300 per month.

Home ownership rates are the lowest they have been in the last 50 years. Yet a large portion of Americans are still renting properties, instead of enjoying a home of their own. Consumer reports believe this is an issue because of a buyer’s lack of trust in their ability to purchase. It is still a long standing notion that a buyer needs 20% towards the cost of the home in order to move forward, but this isn’t true. With countless down payment assistant programs and closing cost roll-ins, a homeowner could move in with as little as a few hundred to a couple thousand dollars. Which is a huge difference in the time it takes to save up to make the move.

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Another reason to purchase in today’s market are the low interest rates available. The money saved over a mortgage’s lifespan can result in tens of thousands of dollars, if not hundreds. That’s more money in your pocket today. Don’t wait to buy when interest rates soar again. With low interest rates, that means your monthly mortgage payments are at a significantly lower cost, as well. With such a heated housing market, rental prices are soaring, and statistics are constantly showing that home ownership can be equivalent to your rental rate each month, if not less. Why remain in a small apartment or rental house if you can move into a home and pay a monthly rate that is the same? And even get a 3 bedroom house with a great backyard?

There is also a fear that a home can keep you “stuck” or “rooted” to one place without an easy transition out if you decide to move. Although the future of the housing market isn’t easily predictable from location to location, we can always discuss buying a home in an area that has a strong turn-over rate when a home hits the market. The equity build up when it comes time to sell is going to be far more beneficial than if you put money into a rental and decided to move. The money from selling the property can be used to purchase a new home. With renting, there would be no additional funds to transition into a new place.

Now imagine if you were renting a home for $2,000 per month. If your landlord is renting to make a profit, think of how much less you’d be paying on a monthly basis towards your mortgage if the home was yours. You wouldn’t be paying a landlord to profit off of you, you’d be paying a reasonable rate and would get to call the property your own.

Let’s discuss the steps you need to take towards home ownership. You might be pleasantly surprised about the type of home you can afford to move into.

Why You Need to Sell This Summer


The market is hot, hot, hot! With interest rates at an all time low for buyers, the market has turned into a feeding frenzy, and home sales are skyrocketing in prices. In such a high demand, seller’s market, homes are selling for record breaking prices, which means more money in your pocket. If you have been considering selling your home, doing so in today’s market will bring you a larger sales price. Don’t wait for the market to shift when interest rates begin to start going up again. The National Association of Realtors has gathered data to predict a strong 6 months of sales throughout the United States. And with such a large group of buyers hunting for homes during the summer months, you have a great potential to sell your home quickly, and move on to bigger and better things sooner.


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This is also a great buying opportunity if you are wanting to transition into a new home. Low interest rates equate to more savings. You could potentially end up getting a bigger home for the same monthly payment cost when you buy your next property. And with such a hot market, there are more homes for sale, which means you can find the right one.

If you have not already spoken with an agent, contact me today to schedule your complimentary consultation. See if the numbers work out for you and/or your family, and if moving is something you want to do. Whether you are resizing, or moving to a different state, your agent can get the numbers in order to make sure it’s in your best interest to transition in today’s market. Don’t wait and lose tens of thousands of dollars in your sale price!


Debunking 5 Home Buying Myths

Untitled design (2)Finally ready to make the transition into home ownership? That’s awesome, and in this exciting time you can be turning to friends and family for an insight into the process. However, there seems to be a circulation of misinformation spreading around, so we’re here to clear up a few myths.



You know the saying, “Don’t put the cart before the horse,” well that’s important to remember when it comes to buying a home. You don’t want to start looking for a house until you have gotten to sit down with a lender and discuss what the bank will qualify you for. If you fall in love with a house that’s $250,000 and come to find out you’re only qualified for $200,000 you can get your hopes crushed and waste a lot of time. Don’t start the process on the wrong foot and make sure the numbers line up.


For starts, when buying a home, 99% of the time the buyer’s agent gets paid by the sellers. That random 1% can be for odd circumstances. So you’re getting to use the services of a real estate agent for free. Having a real estate agent on your side means you’ll get to see homes that aren’t as readily available on public searches, you avoid outdated listings and scammers (there are lots of them), and you have protection when it comes to navigating the legalities of contracts and buying a home. Why wouldn’t you want an awesome negotiator working to ensure you get the best from the transaction? For FREE!


Fortunately for some, this is a myth. Lenders and banks come by the hundreds of thousands and all though there are a few loan options, a lot of lenders can work with credit scores down to the low to mid 500’s. Get in touch with an agent to help you connect with the right lender who can help you potentially approved. There is a lot of factors that go into approvals, but your credit doesn’t have to be a sore thumb during the process. However, you will be doing yourself a favor if you connect with a credit repair specialist to at least get those numbers in the 600’s. A better score will lower you interest rate.


Think you have to sell an arm and a leg to buy a home? Not at all! An FHA loan only requires 3.5% while a conventional only requires 5%. There are a lot of programs that can potentially help you with down payment assistance or be 0% down mortgage. USDA and VA loans are the most popular 0% down programs. If you qualify, this can take a big chunk off the amount of cash you have to bring to the closing table.


This is one of the biggest misconceptions. There is a lot of cost that goes into buying a home, and that includes upfront costs. One of the mandatory ones are a termite and appraisal. If you are getting a mortgage, the home will have to appraise and get a letter stating there are no termites in the home. Termite can range between $25-$75 dollars. An appraisal can range from $300-$700 dollars. Aside from your down payment, you then have to pay for closing costs. And NO, they are not the same thing. Closing costs can range anywhere between 3-6% of the purchase price. In certain markets, this can be negotiated for sellers to cover by rolling into the offer price, but whether that decision is smart to do or not when it comes to landing your dream home will need to be discussed with your agent.

Now that you have some knowledge to get the process started, contact contact me so I can help you get through the process as smoothly as possible.



keysAt Selling Alabama’s Shores my goal is to provide a seamless Elite customer service experience for each and every client. I strive to provide superior customer service, utmost professionalism while not compromising personal attention, and unparallelled satisfaction with each real estate transaction that I am hired to perform.

From the time you contact me until the day you complete the sale or purchase of your home, my goal is to make you feel appreciated and heard. I work hard so that you are able to achieve success in either obtaining the premium price for your home sale, the highest return on your investment property, or the perfect fit for your needs for your new home.

Please follow me here for the latest in area news and information, industry recommendations and trends, and my take on all that life on Alabama’s shores has to offer.

I sincerely appreciate your visit to my blog, and welcome to our beautiful area!